Your next chapter. Our lifetime commitment.
Medicare made clear. Support for life.
Our Omaha-based agents help you compare Medicare coverage for your doctors, prescriptions, and budget. We’re here after enrollment, too.
Explore your coverage options
Medicare Advantage
Compare Medicare Advantage plans, provider networks, prescription coverage, and additional benefits available in your area.
Medicare Supplement
Explore coverage that works alongside Original Medicare to help pay certain out-of-pocket costs.
Prescription Drug Plans
Review Part D plans around the medications you take, your pharmacy, and your expected costs.
Dental/Vision/Hearing Plans
Compare options for dental, vision, and hearing care beyond what Original Medicare covers.
Hospital Indemnity Plans
Explore supplemental policies that pay cash benefits for qualifying hospital stays.
Short Term & Long Term Care Plans
Understand coverage options for care at home or in a facility when you need help with daily activities.
Final Expense
Explore life insurance designed to help loved ones with funeral costs and other final expenses.
Under 65 Health Plans
Explore individual and family health insurance, or Medicare if you qualify before age 65.
PERSONAL GUIDANCE, FROM THE START
A clear next step. At your pace.
You bring your questions. We help you turn the details into a coverage decision you understand.
Tell us what matters
Start with your doctors, medications, budget, and the coverage you already have. We listen before comparing plans.
Understand your options
Review the plans we offer, expected costs, provider access, and enrollment timing. Talk through the tradeoffs before deciding.
Stay connected
Get help with the enrollment steps and keep a familiar team to call for coverage questions and annual reviews.
Planning for fall 2026?
Gather your Annual Notice of Change and current medication list. AEP runs October 15–December 7 for eligible coverage changes starting January 1, 2027.
Schedule your free Medicare consultation · Visit the Medicare Learning Center
Meet your Medicare team
Local people. Clear Medicare guidance.
Meet the people behind your plan review. Our agents help you understand the coverage we offer and the questions to ask before choosing.
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Why Lifetime Medicare Partners?
You should feel comfortable asking the same question twice. We listen first, explain your choices clearly, and help you work through the details at your pace.
Our relationship continues after you choose a plan. From annual coverage reviews to help finding answers about your benefits, you have a familiar team to turn to.
Let’s start with your questions. Your Medicare consultation is free.
Testimonials from our clients
"I was so confused by all of the options for Medicare, but Lifetime Medicare Partners made the process so simple and stress-free. It gave me peace of mind working with such a great team.
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"I never knew there were so many options for Medicare. I was so confused by all the mail I was receiving. Kristin was able to simplify the entire process for me and find a plan that was the perfect fit for my situation."
ANSWERS TO COMMON QUESTIONS
Your Medicare questions, answered.
Clear starting points for your next conversation. Your eligibility and plan details determine the options available to you.
When is Medicare Annual Enrollment for 2027 coverage?
Medicare Annual Enrollment runs October 15–December 7, 2026. Eligible changes to Medicare Advantage and Part D generally take effect January 1, 2027. This fall window is different from your first Medicare enrollment period.
What is the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage is a private-plan way to receive Medicare benefits and often includes drug coverage. Medicare Supplement, also called Medigap, helps pay certain costs left by Original Medicare. You cannot use Medigap to pay Medicare Advantage cost sharing.
Can I keep my doctor when I change Medicare plans?
It depends on the coverage you choose. Medicare Advantage plans may use provider networks. Check the exact plan, doctor, and practice location with both the insurer and the provider. With Original Medicare, you can generally use providers who accept Medicare.
How do I check whether a plan covers my prescriptions?
Compare each medication’s name, strength, quantity, and refill schedule against the plan’s formulary. Check the pharmacy network, estimated annual costs, and rules such as prior authorization. A drug being covered does not mean it has the same cost in every plan.
Can I buy any Medigap policy during fall Annual Enrollment?
Fall Annual Enrollment does not create a general guaranteed right to buy Medigap. Your six-month Medigap Open Enrollment Period, any guaranteed issue rights, and state protections matter. Outside those protections, medical underwriting may apply. Review this before leaving Medicare Advantage.
Do I need to change my Medicare plan every year?
No. Review your plan’s Annual Notice of Change and your needs each fall. If the plan continues and still fits, you may be able to keep it. Check notices carefully for changes to costs, benefits, and plan availability.
What should I bring to a Medicare consultation?
Bring your current plan information, a list of doctors and hospitals, your prescriptions and doses, and your preferred pharmacies. Questions about retirement, employer coverage, travel, or upcoming care are helpful too. You do not need to know the insurance terminology before calling.
Does Lifetime Medicare Partners help after enrollment?
Yes. Our team remains available for annual plan reviews, coverage questions, and help navigating claims concerns. Start with a free consultation, and work with people you can return to when your needs change.
Explore Medicare eligibility and costs or coverage options. Sources: Medicare Open Enrollment, Medigap enrollment rights, and Part D formularies.
Schedule a Meeting
Let’s start with your questions. Request a free conversation, or choose a meeting time that works for you.