Meet our Lifetime Medicare Partners Team

Born and raised in Murrysville, Pennsylvania (a small town outside of Pittsburgh) Kristin graduated from Penn State, The Behrend College. After working in the field of her degree, mechanical engineering technology, for 4 years Kristin moved to Omaha, Nebraska following her older brother in the hopes of turning her passion, baking, into a career. Kristin learned that the restaurant/service industry could be a toxic and unsustainable lifestyle.

Kristin was introduced to the Medicare and insurance industry in 2016. She found it to be a perfect fit for her caring personality and bright mind and hasn’t looked back since! She maintains her Life & Health Insurance Licenses as well as the rigorous annual Medicare AHIP insurance testing (and each carrier Aetna, BlueCross BlueShield, Cigna, Clear Springs Health, Humana, UnitedHealth Care, WellCare). She is licensed to sell Medicare Advantage, Medicare Supplement, Medicare Prescription Drug Plans, Hospital Indemnity, Dental/Vision, Long Term Care Insurance, and Fixed Annuities.

Kristin currently lives in Bennington, Nebraska with her two cats Butters and Leon. In her spare time, she enjoys hiking, playing volleyball, garden, and cooking/baking for her friends, family, and boyfriend.

Susan Sacca

Dixie Formanack

Dixie Formanack

Dixie is a dedicated professional with a heart of gold, hailing from the charming town of Nebraska City, NE. She has transitioned seamlessly from a successful career at the Omaha Public Power District, where she excelled in coordinating contractors across the region, to her current mission of aiding seniors in navigating the complexities of Medicare planning.

With an unyielding commitment to detail and an unwavering passion for helping others, Dixie has found her true calling in making a difference in the lives of seniors in her community. Her journey into the world of senior Medicare planning was inspired by her own experiences in assisting her aging parents through the Medicare enrollment process. Witnessing the confusion and frustration they faced, Dixie recognized a need for compassionate and knowledgeable guidance in this critical aspect of seniors’ lives.

Drawing from her background in coordinating contractors for a major utility company, Dixie Formanack brings a unique skill set to her role as a Senior Medicare Planner. Her meticulous attention to detail, honed over years of managing complex projects, ensures that no stone is left unturned when helping seniors choose the right Medicare plans to meet their specific needs.

What truly sets Dixie apart, however, is her genuine passion for helping people. She approaches each client with empathy and a deep understanding of the challenges they may face in understanding the intricacies of Medicare. Her clients often describe her as a trusted friend who guides them through the maze of healthcare options with patience and clarity.

Dixie’s mission is to empower seniors in Nebraska City and the surrounding areas to make informed decisions about their Medicare coverage. She firmly believes that access to the right healthcare options is a fundamental right for every senior citizen, and she is dedicated to ensuring that her clients receive the support and guidance they need to achieve the peace of mind they deserve.

In her spare time, Dixie enjoys spending time with her 4 grandchildren,  her husband, and maintaining her large backyard flower garden. 

Scott Trofholz

Scott Trofholz, a native of Columbus, NE, is a seasoned professional who has embarked on a remarkable journey of helping executive and business professionals navigate the intricate landscape of retirement and Medicare planning. With a genuine passion for building relationships and a talent for simplifying complex concepts, Scott has become a trusted advocate for individuals seeking clarity and security in their retirement years.

Scott’s career path has been marked by a commitment to excellence and a dedication to serving his community. His journey began in the heart of Nebraska, where he developed a deep appreciation for hard work and community values. These early experiences instilled in him a sense of responsibility to help others succeed, which has become the cornerstone of his professional life.

As the former CEO of a highly regarded Omaha-based Insurance agency, Scott Trofholz honed his leadership skills and gained invaluable insights into the world of insurance and financial planning. During his tenure, he successfully steered the agency through a rapidly changing industry landscape, earning the trust and respect of both clients and colleagues.

However, Scott’s true calling emerged when he recognized the need for clear, straightforward guidance in retirement and Medicare planning. Many executives and business professionals were grappling with the complexity of these critical life stages, often feeling overwhelmed by the sheer volume of information and options available. Scott decided to put his expertise and relationship-driven approach to work, focusing on helping individuals make well-informed decisions with confidence.

Scott’s clients often describe him as a trusted friend and advisor, appreciating his ability to translate complex concepts into simple, easy-to-follow answers. He believes that retirement and Medicare planning should not be shrouded in confusion but rather should empower individuals to make choices that will secure their futures.

Outside of his professional endeavors, Scott Trofholz enjoys spending time fishing, hunting, traveling, and spending time with his wife and grandkids.

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