Medicare Part A
Medicare Part A is part of what is known as Original Medicare and covers inpatient hospital services. If you worked and paid at least ten years of Medicare taxes, you can enroll for Part A without paying any monthly premium. To qualify for Part A, you must be aged 65 or older.
People who have Amyotrophic Lateral Sclerosis or End-Stage Renal Disease and people who have received Social Security disability benefits for 24 months qualify for Medicare Part A when under 65.
What Does Part A Cover?
Generally, Medicare Part A covers inpatient services. It covers certain tests or treatments the beneficiary needs while admitted to the hospital. It also covers limited home healthcare. This means if you need additional care at home after leaving an inpatient facility, Part A will cover the necessary medical expenses. Part A also covers hospice care and short-term stays at a skilled nursing facility.
For beneficiaries who have opted for hospice care after a diagnosis, Medicare will cover the necessary healthcare expenses. Part A covers expenses such as physical therapy, nursing services, and certain medications during admission to a hospital. As for emergency room visits, Medicare Part A only covers the hospital costs if you were admitted to the hospital.
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